Off Road Vehicle Accident Benefits
Many people who own and/or operate Off Road Vehicles such as Snowmobiles and ATV’s are unaware that the basic insurances included by Manitoba Public Insurance for these vehicle types are not the same as those provided on their Passenger Vehicle/Truck policies.
There are a number of differences, but by far the most concerning relates to personal injuries incurred as a result of the use and operation of Off-Road Vehicles. The Personal Injury Protection Plan (PIPP) is designed to react to medical/death/funeral costs and loss of income for accidents involving motor vehicles on public roadways, and as such does not apply to Off-Road Vehicles.
Trucking Insurance is a very sensitive class of business insurance companies write (if they even write it at all). You would know this if you have ever tried applying for an insurance policy for your own logistics firm, hauling company, commercial vehicles of certain types and numerous other circumstances. Applications are generally long and ask a lot of very specific questions regarding your business operations. This can be a very frustrating process for start-up companies, for example, providing a list of the commodities you will be carrying, the average and maximum values of each commodity to be carried, and having to estimate overall annual mileage you will be travelling in Canada and/or the United States.
Merry Christmas and Happy New Year!
Our office hours over the holiday season are as follows:
December 24th 8:30am - 12:00noon
December 25th - CLOSED
December 26th - CLOSED
December 28th - CLOSED (in lue of Boxing Day)
December 29th and 30th - Regular office hours
December 31st - 8:30am - 1:00pm
January 1, 2016 - CLOSED
January 2, 2016 - Regular office hours resume
On behalf of our entire Team, we wish you a Merry Christmas, Happy New Year, and a safe and peaceful holiday season!
Introducing Overland Water Protection
A new product has come on the market to protect your property and belongings from Overland Water Damage.
This new product covers damage caused by water that suddenly accumulates and enters your property during weather events such as heavy rains, spring run-off, or overflowing lakes and rivers. This coverage, when combined with the sewer backup endorsement, provides more comprehensive protection for your property against water damage.
Happy Thanksgiving from Our Team
Not what we say about our blessings, but how we use them, is the true measure of our thanksgiving. ~W.T. Purkiser
Our offices will be closed on Thanksgiving Monday.
October 1st already! The days are getting cooler. Perfect weather for working outdoors. Our Team recommends these Fall Clean-up items:
- Drain all outdoor faucets.
- Clean the leaves from all gutters and downspouts.
- Have your chimney cleaned by a WETT certified Sweep.
- Replace furnace filters and clean ducts.
- Seal windows and doors.
- Prune trees and hedges around your home.
- Assess outdoor lighting needs for the shorter days.
Team Insurance Brokers and The 10th Annual Derksen Memorial Golf Tournament
Team Insurance Brokers is proud to have been a hole sponsor again this year at The Derksen Memorial Golf Tournament on Thursday July 16, 2015 at Bel Acres Golf and Country Club. This annual event is held in support of the ALS Society of Manitoba and in memory of Garry Fast’s uncle, Henry Dersken, who passed away from the disease.
Our Team supporting Calvin Christian School
On Monday, June 29, 2015 – Team Insurance Brokers was happy to once again partner with Calvin Christian School and sponsor their 9th annual golf tournament at Elmhurst Golf and Country Club.
Snoman License Plates Available Now!
The snow is gently falling, which bring us to a favorite time of year for many Winnipeggers, SNOWMOBILE SEASON!
The Province has a new opportunity to celebrate your pride all year long, with the new Snoman license plates!
Insurance Tips for Snowbirds
The crisp cool morning air can only mean one thing… the dreaded Winter is coming.
Last month, the Canadian Association for Retired People (CARP) Manitoba chapter, invited Team Insurance to do a presentation on travel health coverage and to provide some insurance TIPS for Snowbirds traveling south for the winter. It was a very informative session with lots of great feedback from all who attended. We wanted to highlight one of the discussed TIPS here on our blog to draw attention to an issue that may affect us all at one point or another.